Privacy Policy

Introduction

• As McCarthy Hill Family Office Ltd I take privacy seriously and I am committed to protecting it.
• This policy relates to my Website and my services and it explains when and why I collect personal information about you, how this information is used, the conditions under which it will be disclosed to others and how it is kept secure.
  
• This policy, together with my related Website Terms of Use and Cookie Policy apply to your use of my Website and my services.
  
• By making an enquiry on the Website you are providing your consent to my processing of your personal data inclusive of, but not limited to your name and contact details required to schedule an appointment with me. At that appointment and in our future dealings I will collect more detailed personal information from you including your financial situation and, in some cases, your health and family health history.
  
• Once you have provided this consent, you may subsequently withdraw it at any time by contacting me with the details provided at the end of this privacy policy, but that will not affect the lawfulness of any processing carried out before your withdrawal of consent.
  
• My Website Terms of Use may change from time to time and I will notify you of any changes when you access the Website. Please review any changes I make from time to time to ensure that you’re happy with your continued use of the Website.
  

Personal Information

As part of providing my services to you, the categories of information that I may collect about you are as follows:

personal information (including special category health information) that you voluntarily give to me and will include:

1. name;

2. email address;

3. address;

4. contact telephone numbers;

5. date of birth;

6. gender;

7. financial information;

8. information about your health, genetics or biometric data;

9. in some cases, information relating to historic or current criminal convictions or offences;

10. race or ethnicity; and

11. information contained in our correspondence or other communications with you,

information that I may collect about you from your use of the Website, automatically. This includes (but is not limited to) weblogs, communication data, and the resources that you access. I may also automatically collect technical information, including anonymous data collected by the hosting server for statistical purposes, the Internet protocol (IP) address used to connect your computer/or other device to the Internet, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform, your device IMEI and other technical information about your computer or device.

How I Will Use Your Personal Information

• I will only use your personal data when the law allows me to do so. Most commonly I will use your personal data in the following circumstances, to the extent that I am legally able to:
• where you have consented before the processing, such as the consent you will be asked to provide when you contact me to schedule an initial appointment;
• where it is necessary for me to provide services to you;
• where it is necessary for my legitimate interests (or those of a third party); and
• where I need use it to comply with a legal or regulatory obligation (e.g. to assist any public authority or criminal investigation body), to identify you when you contact me or to verify the accuracy of data I hold about you.
• I may use and process your personal information where it is necessary for me to provide services to you and pursue my legitimate interests, or that of a third party for the following purposes:
• to correspond or communicate with you;
• to verify the accuracy of data that I hold about you;
• for network and information security in order for me to take steps to protect your information against loss or damage, theft or unauthorised access;
• for the management of queries, complaints or claims; and
• for the establishment and defence of my legal rights.
• I may also anonymise your personal data so that it may not be linked back to you and I may use this data for research, analytical and development purposes to improve the Website.

Others Who May Receive Or Have Access

To Your Personal Information

• When you consent to providing me with your personal data, you also consent to me sharing your personal data with the third parties set out below:-
• Aesir Wealth Ltd;
• product providers and lenders;
• third parties who I believe will be able to assist me with your enquiry or application, or who are able to support your needs as identified. These third parties will include but may not be limited to Aesir Wealth’s Compliance Advisers, product specialists, estate agents, providers of legal services such as estate planners, conveyancers, surveyors and valuers (in each case where I believe this to be required due to your particular circumstances); and
• my suppliers and service providers for the purposes of providing services to me or directly to you on my behalf. Such third parties may include cloud service providers (such as hosting and email management) and administrative services.
• When I use third party service providers, I only disclose to them any personal information that is necessary for them to provide their service and require them to keep your information secure and not to use it other than in accordance with my specific instructions.
  

Where I Store Your Personal Information

• All information you provide to me through my Website or otherwise is stored by my cloud service providers or by Aesir Wealth Ltd on their secure servers. Aesir Wealth’s privacy notice can be found at: https://aesirwealth.co.uk/privacy-policy/.
  

How Long I Keep Your Personal Information For

• If I collect your personal information, the length of time I retain it is determined by a number of factors including the purpose for which I use that information and my obligations under other laws. I do not retain personal information in an identifiable format for longer than is necessary.
• I may need your personal information to establish, bring or defend legal claims. For this purpose, I will always retain your personal information for 7 years after the date it is no longer needed by me for any of the purposes listed under “How I will use your personal information” above. The only exceptions to this are where:
• the law requires me to hold your personal information for a longer period, or delete it sooner;
• you exercise your right to have the information erased (where it applies) and I do not need to hold it in connection with any of the reasons permitted or required under the law (see further “Your Rights” below); or
• in limited cases, the law permits me to keep your personal information indefinitely provided I put certain protections in place.
  

Security and Links To Other Sites

• Unfortunately, the transmission of information via the internet is not completely secure. Although I will do my best to protect your personal information, I cannot guarantee the security of your information transmitted to the Website and any transmission is at your own risk. Once I have received your personal information, I put in place reasonable and appropriate controls to ensure that it remains secure against accidental or unlawful destruction, loss, alteration, or unauthorised access.
• I also expect you to take reasonable steps to safeguard your own privacy when transferring information to me, such as not sending confidential information over unprotected email, ensuring email attachments are password protected or encrypted and only using secure methods of postage when original documentation is being sent to me.
• My Website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. I do not control these third-party websites and am not responsible for their privacy When you leave my Website, I encourage you to read the privacy policy of every Website you visit.
  

Cookies

• Like many other Websites, my Website will use cookies (including Google Analytics cookies to obtain an overall view of visitor habits and visitor volumes to the Website). ‘Cookies’ are small pieces of information sent to your computer or device and stored on its hard drive to allow the Website to recognise you when you visit. It is possible to switch off or choose the cookies that you agree to by setting your browser preferences. Please see my Cookie policy for more details.
  

Your Rights

You have a number of rights in relation to your personal information under data protection law. In relation to certain rights, I may ask you for information to confirm your identity and, where applicable, to help me to search for your personal information. Except in rare cases, I will respond to you within one month from either (i) the date that I have confirmed your identity or (ii) where I do not need to do this because I already have this information, from the date I received your request. You can:

• request copies of your personal information that is under my control;
• ask me to further explain how I use your personal information;
• ask me to correct, delete or require me to restrict or stop using your personal information (details as to the extent to which we can do this will be provided at the time of any such request); and
• ask me to send an electronic copy of your personal information to another organisation should you wish.
• Complaining to the UK data protection regulator: You have the right to complain to the Information Commissioner’s Office (ICO) if you are concerned about the way I have processed your personal information at: https://ico.org.uk/global/contact-us/ or by writing to Information Commissioner’s Office, Wycliffe House, Water Lane, Wilmslow, Cheshire, SK9 5AF.
• If you have any concerns about the way I have handled your personal information, I encourage you to contact me and I will seek to resolve any issues or concerns you may have.
  

Changes To This Policy

• I may review this policy from time to time and any changes will be notified to you by posting an updated version on the Website and issuing a pop-up. I recommend you regularly check for changes and review this policy whenever you visit the Website. If you do not agree with any aspect of the updated policy, you must immediately notify me and cease using my services.

Contact Me

• If you have any queries about this Privacy Policy or the way I use your personal information, or if you would like to exercise any of your rights as listed above, please contact:
• Aesir Wealth Ltd 240b, Lichfield Road, Four Oaks Sutton Coldfield, West Midlands B74 2UD
• Tel 0121 308 1152   Email info@aesirwealth.co.uk